What gifts are on your list this holiday season? Headphones, socks, scarves? Instead of giving another gift to a loved one that they don’t really need or want, consider giving the gift of peace of mind and lasting memories with a clear and well executed estate plan. While many people would not make the association between the joyful holidays and estate planning, creating an estate plan is one of the most selfless and Read More

Thankful for What People Say

We are truly blessed to be able to do what we do here at ELTC.  We are heading towards the end of our 12th year serving our community.   Thank you so much for supporting us, for your referrals and for trusting us to take care of you and your loved ones.  Over the years, our clients have conveyed things to us that we haven’t forgotten and are grateful for.  Some are hilarious, but most all of them are relatable. 1.   Read More

Super spooky results if you do these 6 things

1.  Live without a General Durable and Health Care Power of Attorney.  It is best if you, rather than someone else, decide who you want in charge if you are unwilling or unable to take care of things and health care decisions. 2.  Die without a Will or Trust that clearly outlines who is in charge and what goes where.  You really do get what you pay for. Our most expensive and long-lasting probates and trust Read More

Education and Growing Up Again

We tend to “grow up” thinking we just need to get our education, raise our kids, put something aside for retirement and then we “made it.”  In our practice, we find there is a second part – a “growing up again” part.  You need to actually protect your assets, plan for the possibility of long-term care, and eventually even, the death of a loved one and even your own death.  These are not easy or comfortable Read More

“Giving” up your Estate

There are many philosophies on what to do with an Estate.  Some people “spend it all” while others “save it all” for the kids.  If you plan to leave something for your children, will it help them?  Will it hurt them?  Will they spend it all, lose it in a divorce or bankruptcy?  Do they really even need it or would a token amount do?  It isn’t easy to know what will happen with anything that you leave your children Read More

Estate Planning as Insurance

Insurance is something that most all of us get “in case” something happens- a car accident, house fire, flooding, broken bone, etc. In most cases, it is rare that you are using any or all of your insurance policies at any point in time or even during a given year. But, insurance can save us a lot of money and heartache over the expenses that we might incur. Unlike a tree falling on your car, death is certain. Read More

The World of Fiduciaries

What does Fiduciary Mean? A fiduciary is someone who has a legal obligation to take care of someone or something. The fiduciary may have be named, appointed or self-motivated to handle the issue(s), which could be financial, ethical or even over health or other personal matters. What types of people are considered legal fiduciaries? The list can get pretty long, but the most common fiduciaries are Personal Read More

Legacy of Love or Frustration

Having an estate plan to take care of yourself, those you love and your assets is such a relief to have completed even in the most simple of situations. But what if you don’t have a super simple situation? What if your spouse gets sick and uses up all the assets? What if this is a second marriage? What if the kids from your current or prior marriage don’t get along – or have never even met? What if you want your Read More

The Key to Successful Estate Planning

What...? I have homework?! You work hard for what you have. You provide for your family and do all you can to protect your family and assets. While "getting your affairs in order" is an important first step, however, as important or more important is the second step — doing the homework associated with your estate plan. This is necessary for your documents to work as you intended. For instance, if you have a Read More

How is Your Will Affected by Divorce?

When you are married and implementing your estate plan, it’s a given that your spouse is included in your Will. But what happens to your estate plans if your marriage suffers a divorce?   It’s easy to neglect changing your estate planning documents in the midst of court filings, deadlines, and attorney meetings—but VERY important that you remember to do so! Failing to make changes to your Will after a divorce Read More